Use our CO-OP & ATM Locator to avoid fees at over 30,000 ATMs nationwide. Plus, use your debit card anywhere the Visa logo is displayed to make purchases, access ATMs around the world, or get cash back in-store.
Type |
Minimum Opening Deposit |
APY |
---|---|---|
Rates effective 09/20/2024 | ||
APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. |
||
Type Basic Checking |
Minimum Opening Deposit $25 |
APY None |
Type Edge Pay Checking |
Minimum Opening Deposit $25 |
APY None |
Check writing
Check writing
Debit card
Debit card
Overdraft fees
Overdraft fees
Free ATM access
Free ATM access
Overdraft line of credit
Overdraft line of credit
Round-up feature in savings
Round-up feature in savings
Bonus match into savings
Bonus match into savings
Cell phone protection
Cell phone protection
Identity theft/credit monitoring
Identity theft/credit monitoring
Monthly fee
Monthly fee
Paper statement
Paper statement
ATM rebates
ATM rebates
Unlimited check writing
Unlimited check writing
Basic
Check writing
Debit card
Overdraft fees
Free ATM access
Overdraft line of credit
Round-up feature in savings
Bonus match into savings
Cell phone protection
Identity theft/credit monitoring
Monthly fee
Paper statement
ATM rebates
Unlimited check writing
Edge Pay
Check writing
Debit card
Overdraft fees
Free ATM access
Overdraft line of credit
Round-up feature in savings
Bonus match into savings
Cell phone protection
Identity theft/credit monitoring
Monthly fee
Monthly subscription fee – waived first month and can be reduced to $0 thereafter
Paper statement
No – must opt in to eStatements to avoid paper statement fee
ATM rebates
Unlimited check writing
Open an account
Get started onlineEdge Pay is perfect if you use a debit card for everyday purchases, want to automatically save money while you spend, prefer mobile banking, and want help staying on budget. Here’s what you get:
For a fee of $14, Courtesy Pay1 may be used to help pay for:
Enroll in our ChangeSaver program to save money every time you make a purchase with your debit card. We’ll automatically round up to the nearest dollar and transfer those funds to the savings account of your choice. Get in touch or visit your nearest branch to sign up today.
Let’s get you started with a checking account that’s easy to access, helps you save money automatically, and spots you when you’re short on cash.
We reserve the right to pay or not pay any item at our discretion when there are insufficient available funds in your account to cover the transaction. If we pay a check or item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately (within 24 hours of notification or less). We may consider your relationship with the Credit Union, account history, financial behavior, and/or other factors when determining whether to pay an item (overdraft) or return the item for non-sufficient funds (NSF).
Accounts of persons under the age of 18 are not eligible for Courtesy Pay services. Automatic coverage applies to checks, Bill Pay, and ACH transactions, but opt-in is required for everyday debit card transactions. Courtesy Pay does not cover ATM or non-checking account transactions.